This site is operated by Grants PaymentSolutions Limited (‘Grants’ ‘We’ ‘Our’ ‘Us’). We are registered in the United Kingdom with Registration Number 08111736 with principal place of business at Ceme Innovation Centre, Marsh Way Rainham, Essex, RM13 8EU. 

These Terms and Conditions (“Terms”) contained herein on this webpage is a legal agreement between you and Grants and shall govern your access to and use of Grants’ services which include all pages within the Grants website, mobile applications and other products and services (collectively referred to as the “Services”).

By using our site, you confirm that you accept the terms and conditions contained herein in full and without any reservation and that you agree to comply with them. If you do not agree to these terms, you must not use our site.

These terms of use refer to the following additional terms, which also apply to your use of our site:

1. Our Privacy Policy which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our site, you consent to such processing, and you warrant that all data provided by you is accurate.
2. Our Cookies Policy which sets out information about the cookies on our site.

Unless otherwise stated, Grants and/or its licensors own the intellectual property rights and materials on the website subject to the license below. All text, formatting (including without limitation the arrangement of materials on the Grants website and the graphics, animation, tools, commercials, music, video, articles, sound, copy, trade names, logos and other materials and information on the website are subject to the intellectual property rights of Grants and its affiliates and their licensors and licensees (collectively the “Content”). 

We do not grant you any right, license, title or interest to any of our intellectual Property rights which you may or may not have access to. These Content may not be copied, reverse engineered, decompiled, disassembled, modified or reposted to other websites. Nothing on the Grants site should be construed as granting by implication or otherwise, any license or right to use any Trademark displayed on the Grants website without the written permission of Grants or such third party that may own the Trademark. 

This website must not be used in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of (www.3ribe.io) or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. 

This website must not be used to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan, or other malicious computer software. You must not conduct any systematic or automated data collection activities on or in relation to this website without Grants’ express written consent. E.g., scraping, data mining, data extraction, data harvesting, screenshots.

This website or any part thereof must not be used to transmit or send unsolicited commercial communications, nor must it be used for any purposes related to marketing without the express written consent of Grants.

The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

We provide all materials “as is” with no warranty, express or implied, of any kind. We expressly disclaim any and all warranties and conditions, including any implied warranty or condition of merchantability, fitness for a particular purpose, availability, security, title, and non-infringement of intellectual property rights, without limiting the generality of the foregoing, Grants makes no warranty that our website and services will meet your requirements or that our website will remain free from any interruption, bugs, inaccuracies, and error free.

Please note that your use of our Services is at your own risk and you alone will be responsible for any damage that results in loss of data or damage to your computer system. No advice or information, whether oral or written obtained by you from our website or our services will create any warranty or condition not expressly stated.

You are responsible for configuring your information technology, computer programmes and platform in order to access our Services. Please ensure you use your virus protection software or application as we cannot guarantee that our Services will be free from viruses or bugs.

Your use of Grants site and services is at your own risk. You agree to the limitation liability clause to the maximum extent permitted by applicable law: Grants will in no way be liable for any direct, indirect, incidental punitive, consequential, special or exemplary damages or any damages including damages resulting from revenue loss, profit loss, use, data, goodwill, business interruption or any other intangible losses (whether Grants has been advised of the possibility of such damages or not) arising out of Grants’ website or services (including, without limitation to inability to use, or arising from the result of use of Grants’ website or services) whether such damages are based on warranty, tort, contract, statute or any other legal theory.

Due to the nature of the Internet, transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. Grants is not liable for malfunctions in communications facilities not under its control that may affect the accuracy or timeliness of messages and transactions you send.

These limitations of liability apply even if Grants has been expressly advised of the potential loss.

Grants is not responsible for the contents available on or the set-up of any other websites, third-party websites and applications linked to this site. Access to and use of such other websites and applications is at the user’s own risk and subject to any terms and conditions applicable to such access/use. By providing hyperlinks to other websites, Grants shall not be deemed to endorse, recommend, approve, guarantee or introduce any third parties or the service/products they provide on their website, or have any form of cooperation with such third parties and websites. Grants is not a party to any contractual arrangements entered into between you and the provider of the external websites unless otherwise expressly specified or agreed to by Grants.

This website may include information and materials uploaded by other users of the site, including to bulletin boards and chat rooms. This information and these materials have not been verified or approved by us. The views expressed by other users on our site do not represent our views or values.

If you wish to complain about information and materials uploaded by other users, please contact us.

We may update and change our site from time to time to reflect changes to our products, our users' needs and our business priorities. We will try to give you reasonable notice of any major changes.

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these Terms and other applicable terms and conditions, and that they comply with them.

You hereby indemnify Grants and undertake to keep Grants, its staff and affiliates indemnified against any losses, damages, costs, liabilities and expenses (including without limitation reasonable legal fees and expenses) arising out of any breach by you of any provision of these Terms, or arising out of any claim that you have breached any provision of these Terms. You will indemnify and hold Grants harmless from and against any claim, suit or proceedings brought against Grants arising from or in connection with violations of Intellectual Property or other rights of third parties in relation to your use of the Services.

Without prejudice to Grants’ other rights under these Terms, if you breach these Terms in any way, Grants may take such action as Grants deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

These Terms will be governed by and construed in accordance with the laws of the United Kingdom, and any disputes relating to these Terms will be subject to the exclusive jurisdiction of the courts thereof.